About Nickel
NiCKEL is one of Europe’s great success stories in the fintech industry and has become a well recognized actor for financial inclusion. Thanks to a unique distribution model, everyone can open a current account in only 5 minutes in a local store around the corner. What drives us at NiCKEL ? Offering a simple and useful payment alternative to pay and get paid.
Launched in 2014, NiCKEL has already opened more than 4,5 million accounts and has more than 9000 participating stores, transformed into small agents in Europe. We employ more than 850 employees across 5 countries.
About the Position
We are seeking an exceptional Head of Legal to lead our legal strategy with expertise and vision. In this pivotal role, you will oversee all legal matters, ensuring compliance, managing risk, and providing strategic counsel to support Nickel Germany’s growth. The ideal candidate is a seasoned legal professional with a proven track record in various legal domains, strong leadership skills, and the ability to navigate complex regulatory landscapes. Join our dynamic team and help shape the future of our organization with your legal acumen and strategic insight.
The position is based in Berlin.
The in-house counsel for the German Branch (Head of Legal) will be directly reporting to the Global Head of Legal of Nickel.
The Head of Legal of Nickel Germany shall notably be responsible for:
- Managing and monitoring legal risks related to Nickel Germany;
- Providing legal assistance and daily support to the local operational teams and the management;
- Ensuring that procedures, processes and set-ups are in place to maximise efficient legal support and dissemination of legal expertise and information within Nickel Germany. Ensure the conformity and execution of BNPP internal LEGAL procedures and controls, and managing and mitigating legal risks by designing and implementing local policies and procedures, aligned with the BNP Paribas Group Legal global policies.
Daily missions include:
- Providing accurate, relevant and timely advice to Nickel Germany and other members of staff on a variety of legal topics and areas that relate to the payment services sector such as responsibility of the payment institution pursuant to the PSD2, personal data, distribution network, IP/IT laws, marketing materials, procurement, civil law, third party risk management for regulated entities and to the extent necessary in relation to the branch, corporate laws.
- Ensuring compliance with all laws and regulations that apply to Nickel Germany business.
- Drafting, reviewing and negotiating various commercial contracts (cooperation agreements, distribution agreements), non-disclosure agreements subject to German laws - issuance and update of templates and best practice sharing.
- Providing legal advice related to the launch of new products, services and/or new activities in transversal internal committees.
- Management of disputes, pre-litigation matters, requests from local regulators
- Communicating with and managing any third-party bodies such as external counsels, public notaries or auditors.
- Designing and delivering legal training to the business and operational teams. Staying up-to-date with changes to legislation, particularly in relation to laws, rules and regulations that directly affect Nickel Germany business and implementing an adequate local regulatory watch.
Internal interlocutors:
- Legal team in Paris and Heads of Legal in Spain, Portugal and Belgium
- German and French operational teams (IT, Business- Sepa systems, Products)
- General Management of Nickel Group and Nickel Germany
- BNP Paribas Group Legal community (including in Germany), practices and platforms
- DPO & DPC (Nickel Group), Deputy-DPO Berlin BNP Paribas Group Other control functions (RISK, Compliance, General Inspection)
External interlocutors:
- Local regulators (BaFin, Bundesbank, …)
- External stakeholders (Partners - Distributors - Services providers)
- External Counsels
- Public Officers (notary etc..)